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General Discussion>"Virtual" and/or "prepaid" credit Cards
Mikepd 10:26 AM 07-05-2009
Where do you guys get them issued?
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LasciviousXXX 10:27 AM 07-05-2009
Bank of America issues Pre-paid credit cards. That's the only one I'm aware of :-)
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Mikepd 10:32 AM 07-05-2009
Dustin, Do you have to be a member of the bank to get one?
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Darrell 10:34 AM 07-05-2009
They have them at the grocery store here in several denominations all the way up to $500.
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markem 10:39 AM 07-05-2009
Originally Posted by Darrell:
They have them at the grocery store here in several denominations all the way up to $500.
:-) These are great. If you want to go higher, just buy more.


Virtual credit cards are a form of "virtual cash", a really neat security idea from a long time ago in a galaxy far far away.

Here is a great article with names of some banks/companies doing the virtual.

http://seekingalpha.com/article/4193...l-credit-cards
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LasciviousXXX 10:55 AM 07-05-2009
Originally Posted by Mikepd:
Dustin, Do you have to be a member of the bank to get one?
I believe so brother.
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Cigary 12:01 PM 07-05-2009
You can learn more about this type of card thru this site:
http://www.accountnow.com/
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Smokin Gator 12:24 PM 07-05-2009
I have looked into the one from Western Union. It just seems a little expensive to set up and add money to it.
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alley00p 01:15 PM 07-05-2009
I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online. Especially since haygal is so down on tobacco products.

I have used them occassionally to make other purchases online with no problem. If anyone has ever tried it and it works, that might be the way to go...




:-)
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Don Fernando 01:19 PM 07-05-2009
Originally Posted by alley00p:
I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online.

all my online orders are paid with my MasterCard.
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icehog3 01:22 PM 07-05-2009
Originally Posted by alley00p:
I know that HayGal issues a MasterCard for one time use, but I'm not sure if someone could use MC to buy cigars online. Especially since haygal is so down on tobacco products.

I have used them occassionally to make other purchases online with no problem. If anyone has ever tried it and it works, that might be the way to go...




:-)
Mastercard for cigars, yes.

A Mastercard issued by Payp*l for cigars? Sounds like a quick way to get your Payp*l account suspended. :-)
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BigAl_SC 05:03 PM 07-05-2009
Check and see if you have a 'Simon" mall around. They issue a Visa in any amount for $1. Best price around.
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Col. Kurtz 05:29 PM 07-05-2009
Are there any issues with purchases not on US soil?

Though about loading one up, but not sure it would go through for int'l purposes.
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NCRadioMan 05:29 PM 07-05-2009
The local Wal Mart has pre-paid Visa's available. If I am not mistaken they are only $1 as well.
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markem 06:00 PM 07-05-2009
Originally Posted by icehog3:
Mastercard for cigars, yes.

A Mastercard issued by Payp*l for cigars? Sounds like a quick way to get your Payp*l account suspended. :-)
Read the fine print. As I recall, if someone offers a mastercard (or visa) but denies purchases for a vendor that is MC approved, well, they get their MC pulled by MC itself.
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ChasDen 06:11 PM 07-05-2009
I have a MC issued by hey gal (actually a debit card but for all practical purposes its a MC) and I use it all the time to purchase cigars from all the major online vendors. One of them is cigar international and I'm pretty sure it shows up right on my hey gal account balance page as "cigars international". Its a great way to spend my hey gal money without having to ask for a check.

Chas
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Silound 06:38 PM 07-05-2009
I'm fairly certain heygal cannot ban your account for using your MC issued by them at a legally licensed tobacco dealer, since they function just like any other commercial business does.

The ban on use of heygal to pay for tobacco products most likely originates from the inability to prevent sale to minors, ensure taxes are properly paid, and because eCrap doesn't allow the sale of tobacco and heygal is owned by eCrap.
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awsmith4 10:40 PM 07-05-2009
Green Dot prepaid cards are available at many drugstores and grocery stores, I have used mine for every different transaction possible with no issues what so ever.

https://www.greendotonline.com/Contents/Login.aspx
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sodomanaz 11:14 PM 07-05-2009
poopal issues these too if you dont want to actually leave your house.
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shadow king 01:07 AM 07-06-2009
I recently applied for a Vision MC. It has a $1000 cap load. I thought it was going to be a great deal until I received the cardholder agreement booklet.

They hit you with so many nickel and dime charges that it's almost comical. Even when you cancel your card its $14.95. I haven't used it yet, not sure I will now. If Wal-Mart has prepaid cards there, I just might head over there and check them out.
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