Get a list of all your expenses and when they are due. Then start putting away as much as you can so you have at least 3 months of that. Keep your credit as best you can so that you can move on to buying as soon as it is feasible. If you are renting make sure you do a good walk through with your landlord and take pictures and mark all damages with the landlord the same day. Most of all find your little spot to get away from it all and enjoy a good smoke. Best of luck to you.
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