I had my life insurance reduced because of finding nicotine in my urine
Anyone have any life insurance they would suggest for smokers with good rates ?
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Probably best advice I can give.

https://www.google.com/search?q=affo...&client=safari
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Here you go:

http://lmgtfy.com/?q=affordable+life...ce+for+smokers
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You definitely want to be honest with your insurer as they'll go the distance to prove fraud to get out of paying.
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Wish I could find the source but read a few weeks ago that as of Jan 1 of 14 insurance cannot reduce coverage or charge more for smokers. So they are trying to crack down on us now to beat the deadline.
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