Stay away from gift/pre-paid cards for online transactions. If the card info is lifted and subsequently used for fraud, it’s a far tougher time getting your money back. Virtual numbers work quite well. My opinion is that traditional bank-issued credit cards are your best bet. Your purchases are insured, you will never be responsible for a fraudulent purchase.

My organization is the largest investigations firm in the world. We ARE the investigators for the big three cards. If you have personal questions about CC fraud or would like straight-forward info on what you're rights are as a cardholder and what your responsibilities are, PM me anytime. For obvious reasons I wouldn't comment about our clients in the open threads.

I repeat - stay the hell away from gift cards (unless ya got money to burn).
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